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PA Healthcare open enrollment for Marketplace exchange

On 10/1/2014, the federal marketplace (which will be operating the health care exchange in PA) will be open for accepting enrollments.   The final details and the pricing for these plans have not been...

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Affordable care act, should I just pay the penalty???

As most people know, starting in 2014, there are two major features of the Affordable Care act that will be implemented: 1) No limitation on pre-existing conditions.   Insurance will be “guaranteed...

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How much will affordable health care cost?

While the pricing of 2014 health care plans have not yet been established, here is a great calculator for estimating how much it will cost you assuming your gross income is less than 400% of the...

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Get Ready for Obamacare

Good article from Kiplingers. This article discusses the “low income” subsidy, purchasing coverage through the exchanges, and even purchasing coverage outside of the exchanges.

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Stay Uninsured on Purpose? Bad Idea.

Great article from Consumer Reports. Stay Uninsured on Purpose? Bad idea!  

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Update – Individual Health Insurance

As most people are probably aware, on 10/1/2013, the Obamacare Exchanges opened and they were a complete disaster as they just were not yet ready.     Things have slowly started to improve as far was...

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Navigators vs. Agents / Brokers

The Affordable Care act created a new role called “Navigator” which assists people in signing up for a health insurance plan on the exchange.   This article describes the advantages of working with...

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Personal Social Security Statement

If you haven’t noticed, the Social Security Administration no longer sends our annual summaries of benefits.  To get that info, you can access your personalized benefit info online with this link....

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Is Long Term Care Insurance Too Expensive?

      Many people are aware of Long Term Care insurance, but I suspect that as they look into it and see the price – they forget about it very quickly, that is until they need it, or see a parent’s...

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Kiplinger’s No-Nonsense Look at Long-term Care and How to Pay for It

This is a very informative video from Kiplinger – the costs in this video are from 2008, so they are out of date, but other than this, the video does a great job of highlighting the need for long term...

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